The default for most modern workplaces: polished enough for meetings, comfortable enough for a full eight hours at a desk.

The pieces
- Tailored trousers or a midi skirt
- A blouse or fine knit
- A blazer
- Loafers or low heels
Why it works
Nothing here is overly formal, but every piece is intentional — which is exactly what “smart casual” means in practice. It reads as effort without looking overdressed.
Styling notes
Keep colors in the same neutral family for the most effortless version. A structured bag finishes the look without needing anything else.
Alternatives
Swap the blazer for a longline cardigan on more casual office days.